Skip to main content

Top 5 Smartphone Car Insurance Apps That Help You Save Money

By Guest Author
Buying car insurance is like being forced to bang your head against a brick wall and paying for the pleasure to do so. No one likes to think
about the possibility of someone stealing our ride, or getting into an accident. Paying those pesky premiums just adds insult to the fear of injury. The only salve for a forehead sore from the brick wall that is car insurance is saving money on it. Here are five apps (and then some) to help you do just that.

1. Insurance provider apps
All the big ones have them, though their ability to save you money is questionable. Why would a company with shareholders want to give you a way to decrease its revenues? To make up for the possible conflict with this post's stated goal, you get seven apps in the space of one:

  • Allstate
  • AAA Insurance
  • Progressive
  • Travelers
  • Nationwide
  • State Farm for Android and iOS
  • Geico

2. Waze
This social driving app uses information submitted by its users to generate maps that use icons to show locations of traffic, accidents, and speed traps. While the ethics of that last one are hazy at best, you will save money on your car insurance if you cut down on the moving violations. Waze even has an option to let your fellow Wazers know when you've found a good deal on gas--nothing unethical about that, unless you own an oil rig. This app is available for all platforms.

3.Black Box apps
These apps use your smartphone's GPS and video camera to simultaneously record your route, speed, and whatever the lens sees. Mount the phone on the dashboard for a front-facing camera just like the police use, or turn it around for reaction shots (Don't get caught digging for gold!). The data captured during an accident could be used to keep your insurance rates from going up, or possibly aid you in a civil trial. Unlike a plane's black box, it is up to you whether or not to let anyone else access this data, wink wink, nudge nudge. This app is available as the AutoGuard BlackBox for Android and the iCarBlackBox for iOS.

4. AAA Roadside If you are a AAA member, you are already saving money on your car insurance; this app can save you frustration and time (and after all, time is money) by minimizing the response time during a breakdown. This app is available for iPhone and Android.

5. DriveSafe.ly The best way to save money on insurance and repairs is to avoid getting into accidents. This app increases your attention to the road by reading your emails and texts out loud. It does not eliminate the distractions that such communications create--that would require the unthinkable act of turning off your phone--but every little bit helps. The app is available for all platforms and is free for download, but the service costs $3.99/month for an individual and $9.99/month for a family plan.


guest Article
Al Natanagara is a writer, journalist, and blogger whose career includes stints with ZDNet, CNet, CBS, LexisNexis, and law enforcement. To write guest articles for us, please follow the link below.

Write Guest Articles for us
Labels:

Comments

  1. AnonymousMay 30, 2013 at 5:23 AM

    You must find a car insurance company that you needed for the security of your car. It is a must for every car owner. I should say that our investment can be safe if we find a trusted company like what I have found.

    I would like to share some information regarding Car Insurance Pompano Beach just click here.

    ReplyDelete

Post a Comment

Popular posts from this blog

Touch Screen Games for Windows 7

By Guest Author
The touch screen system is a great system that can make life a lot easier. It can also bridge the gap between laptop or PC and the tablet. The
Post a Comment
Read more

Best Free Project Management Software

By Guest Author
Businesses in today's day and age seem to be faced with various problems, such as escalating expenses, overdue deadlines, and improper delegations of tasks, to name a few. Because of this, it would be of the utmost essence for companies to choose the perfect project management software for their business. Fortunately, there are many options in today's market that can satisfy practically any demand a business might have, regardless of how big or small it might be. Here are some of the best offerings in project management software today: 1. Asana Asana focuses mostly on improving a team's workflow. One advantage that this service has over the rest is that smaller teams can use it completely free of charge. Also, aside from all of the basic features that project management tools tend to have, Asana developers have made it possible for users to get task notifications directly in their email inboxes. Plus, Asana can be used on most tablets and mobile phones. In fact, it eve...
Post a Comment
Read more

How mobile monitoring apps are changing the spy world?

By Guest Author
Parents always expect the best out of their children, and so does the employers from their employees. For instance, parents buy their kids a smartphone, and expect them to do well in their academics. Similarly, an employer issues smartphones to their employees to ensure that they excel at work, and contribute towards maximizing profits in the business. However, when expectations are not met, or if you sense that there is something inappropriate concerned to their activities or behavior, then the need to monitor their cell phones arises. In addition, if you suspect that your spouse is giving your share of time and attention to another person, you are certainly left with no option but to monitor their activities. Role of Mobile Monitoring Apps The best method to monitor on someone is through mobile monitoring applications. These apps make your task of monitoring simpler like never before. The application fulfills the spying requirements of distinct individuals accurately. It not o...
Post a Comment
Read more

Construction Tips for Your Roof

By Guest Author
A home has to include all the necessary features from sinks, toilets, showers, etc, be fitted with all the necessary furniture from beds to cupboards, it must keep your warm and safe, and much more.
Post a Comment
Read more

Best iPad games: see what others are playing

By Guest Author
If you’re looking to have some mega-fun on your iPad, then you need to look for the kinds of games that have gained massive popularity. Their
Post a Comment
Read more

The Emerging Revolution in Game Theory

By Guest Author
Prison’s Dilemma has been around for quite some time. Everyone had thought that they had figured out the strategy.
Post a Comment
Read more

Time to Think about Time

By Guest Author
This is a guest post by Isabella . The Millennium Bug seems like a long, distant memory, but in the late 1990s, the Y2K bug was sending fear and panic among network administrators, governments and businesses alike. Cash machines were expected to start dishing out dollars like fruit machines, high interest current accounts would empty, planes would fall from the sky and the world was going to plunge back into the dark ages, as every computer system failed. Okay, things didn’t seem to work out to be that bad. Few if any major computer meltdowns occurred, and the world moved on. The threat of the Millennium Bug was quite simply caused by a lack of foresight by computer manufacturers and programmers. Many computer programs only bothered to store the year in two decimal places, which meant that come the year 2000, a lot of timestamps would go from 99 to 00, essentially making the computer believe it was the year 1900. The debate was never settled whether the Y2K bug was just a damp sq...
Post a Comment
Read more

Company Takes on Social Media Background Checks for You

By Guest Author
There was a day and age where job applicants only had to concern themselves with what was on their resumes and pretty much nothing else. In today's Internet age, however, social media is a big factor and is becoming even bigger as people look for work in the challenging economy. Whether it is what one perceives as an innocent picture or comment that was meant in jest, what individuals say on their Facebook, Twitter, LinkedIn, Google+ accounts, and other social media sites is being more closely monitored. According to one CareerBuilder survey of approximately 2,000 hiring managers and human resources professionals, 37% of HR managers reported using social media sites to attain more information on prospective candidates as part of the background checks process. Meanwhile, another 11% said they would be doing likewise soon. For those businesses that may just be starting out or have been around for a while but are newer to social media, social media background checks need to be d...
Post a Comment
Read more

Archive

Show more