To be a successful online business, you need to have the ability to accept credit card payments over the Web.
Not just the e-commerce websites but any websites which provide online service or shopping need the ability to accept payment through credit card. With a trusted credit card payment gateway we can accept payment by users on our websites. So how to implement a payment gateway on our website ? The good news is, there are dozens of merchant services providers that will gladly process your customers' virtual credit card payments. But how can you decide which service is for you? How ti implement services which allow your websites to accept credit card payment. If you are a programmer how to implement credit card payment gateway on a website ? These questions are simply answered by the credit card payment gateway service providers.
Here are a half-dozen of the best credit card processors available for your e-commerce business. Overall service quality, review of their operations, cost to implement them on our websites etc are discussed below.
1. Flagship Merchant Services.
This is arguably the best all-around merchant services provider available in the market today. The customer service is excellent, and its application process is practically paperless. The only downside is that it does not accept non-U.S. accounts.
Transaction costs: 0.98% to 1.98% discount rate, plus a 19-cent fee Monthly costs: $7.95 statement fee, $7.95 gateway fee
2. Leaders Merchant Services.
This company specializes in custom-fit solutions for your business. Account setup takes less than 24 hours, there are no startup costs, and the gateway becomes operational in three to five days. But you may not have the ability to accept non-regulated debit cards from small banks.
Transaction costs: 0.89% to 1.99% discount rate, plus a fee of between 10 and 30 cents Monthly costs: $8 gateway fee, minimum $5 statement fee, $15 monthly minimum revenue
3. Merchant One.
It's known for being the preeminent customer service provider in the merchant services industry. Its clients love the fact that they don't get surprised with escalating rates or hidden fees. However, you will need to sign a contract, and you're subject to cancellation fees if you later decide to go with a competitor.
Transaction costs: 2.05% discount ate, plus a fee of 20 cents Monthly costs: $9.95 gateway fee, $7.95 statement fee, $20 monthly minimum revenue
4. Ecommerce Exchange.
It leads the industry with a 99% account approval rate, so it's popular with companies that may have been turned down by other payment processors. A big plus is its 24/7 customer service desk, which is based in the U.S., not overseas.
However, that customer support does not include live chat capability.
Transaction costs: 1.5% to 5% discount rate, plus a fee of 27 cents
Monthly costs: $10 to 20 gateway fee, $10 statement fee, $15 to $20 monthly minimum
revenue
5. Merchant Warehouse.
This company provides a handful of different startup options that can meet the needs of almost anyone who is starting a business. There are no start-up fees, it has fantastic customer service, and it offers month to month contracts. It also gives clients a selection of gateways, though some of those choices are better than others.
Transaction costs: 2.19% discount rate, plus a fee of 21 cents
Monthly costs: $10 gateway fee, $7.95 statement fee, $25 monthly minimum revenue
6. goEmerchant Merchant Accounts.
This provider combines competitive pricing with effective fraud protection services. New clients can get their accounts approved within 24 hours without paying an application fee. It should be noted that the preconfigured online store setup doesn't offer the flexibility that some business owners may want.
Transaction costs: 2.29% discount rate, plus a fee of 25 cents
Monthly costs: $14.95 gateway fee, $7.95 statement fee, $15 monthly minimum revenue
This is a guest post by Chris Martin about top six services for accepting credit card payment on a website. To write guest articles for us, please follow the link below.
Not just the e-commerce websites but any websites which provide online service or shopping need the ability to accept payment through credit card. With a trusted credit card payment gateway we can accept payment by users on our websites. So how to implement a payment gateway on our website ? The good news is, there are dozens of merchant services providers that will gladly process your customers' virtual credit card payments. But how can you decide which service is for you? How ti implement services which allow your websites to accept credit card payment. If you are a programmer how to implement credit card payment gateway on a website ? These questions are simply answered by the credit card payment gateway service providers.
Here are a half-dozen of the best credit card processors available for your e-commerce business. Overall service quality, review of their operations, cost to implement them on our websites etc are discussed below.
1. Flagship Merchant Services.
This is arguably the best all-around merchant services provider available in the market today. The customer service is excellent, and its application process is practically paperless. The only downside is that it does not accept non-U.S. accounts.
Transaction costs: 0.98% to 1.98% discount rate, plus a 19-cent fee Monthly costs: $7.95 statement fee, $7.95 gateway fee
2. Leaders Merchant Services.
This company specializes in custom-fit solutions for your business. Account setup takes less than 24 hours, there are no startup costs, and the gateway becomes operational in three to five days. But you may not have the ability to accept non-regulated debit cards from small banks.
Transaction costs: 0.89% to 1.99% discount rate, plus a fee of between 10 and 30 cents Monthly costs: $8 gateway fee, minimum $5 statement fee, $15 monthly minimum revenue
3. Merchant One.
It's known for being the preeminent customer service provider in the merchant services industry. Its clients love the fact that they don't get surprised with escalating rates or hidden fees. However, you will need to sign a contract, and you're subject to cancellation fees if you later decide to go with a competitor.
Transaction costs: 2.05% discount ate, plus a fee of 20 cents Monthly costs: $9.95 gateway fee, $7.95 statement fee, $20 monthly minimum revenue
4. Ecommerce Exchange.
It leads the industry with a 99% account approval rate, so it's popular with companies that may have been turned down by other payment processors. A big plus is its 24/7 customer service desk, which is based in the U.S., not overseas.
However, that customer support does not include live chat capability.
Transaction costs: 1.5% to 5% discount rate, plus a fee of 27 cents
Monthly costs: $10 to 20 gateway fee, $10 statement fee, $15 to $20 monthly minimum
revenue
5. Merchant Warehouse.
This company provides a handful of different startup options that can meet the needs of almost anyone who is starting a business. There are no start-up fees, it has fantastic customer service, and it offers month to month contracts. It also gives clients a selection of gateways, though some of those choices are better than others.
Transaction costs: 2.19% discount rate, plus a fee of 21 cents
Monthly costs: $10 gateway fee, $7.95 statement fee, $25 monthly minimum revenue
6. goEmerchant Merchant Accounts.
This provider combines competitive pricing with effective fraud protection services. New clients can get their accounts approved within 24 hours without paying an application fee. It should be noted that the preconfigured online store setup doesn't offer the flexibility that some business owners may want.
Transaction costs: 2.29% discount rate, plus a fee of 25 cents
Monthly costs: $14.95 gateway fee, $7.95 statement fee, $15 monthly minimum revenue
This is a guest post by Chris Martin about top six services for accepting credit card payment on a website. To write guest articles for us, please follow the link below.
Write Guest Articles for us
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